Benefit options

TBMS offers a comprehensive choice of benefit options with three different levels of contributions and corresponding benefits, as well as a network-based option, to ensure that all your healthcare boxes are ticked, including budget.

More value for members

As a TBMS member, you will have access to a wide range of healthcare benefits, such as:

  • Private hospital treatment for all medically necessary procedures.
  • Programmes for the care of conditions including cancer, HIV, and chronic illnesses such as diabetes and hypertension.
  • An extensive GP network, when value for money is a top priority.
  • A 24-hour ‘Ask the Nurse’ support line for round-the-clock medical advice.
  • Preventative and wellness benefits available on three of our four options, paid from risk so they do not affect your day-to-day benefits.

Your benefit options

Browse the TBMS options in the below benefit snapshots.

For more information about the different benefit options available please click on the below links.

Base
The TBMS Base option is our simplest and most affordable plan, covering you for essential, quality healthcare services.

This option ensures the best possible healthcare outcomes for you and your family with easily accessible day-to-day benefits and limited private hospital cover through the Universal Provider Network.

Key benefits on Base:

  • Unlimited primary care benefits from our national network of healthcare providers, including GP visits and acute and chronic medication.
  • Access to any private hospital for medically necessary procedures paid at 100% of the scheme rate.
  • An annual flexi-benefit for day-to-day expenditure on dentistry, optometry and specialist consultations.

For more information, please log into the TBMS member portal here.

Level C
Level C is the next option up from Base and provides you and your family with more comprehensive cover at a rate that is still very affordable.

Key benefits on Level C:

  • Freedom of choice when it comes to your service provider.
  • Annual Routine Care Benefits (ARCB) for day-to-day expenses, including GP and specialist consultations, acute medication, X-rays, blood tests and other out-of-hospital expenses.
  • Separate chronic medicine benefits per beneficiary.
  • Access to any private hospital for all medical procedures, within-hospital specialist consultations, visits and procedures paid at 100% of the scheme rate.
  • Preventative and wellness benefits paid from risk benefits, including flu vaccinations, pap smears, mammograms and an exercise and nutrition benefit.

For more information, please log into the TBMS member portal here.

Level B
Level B provides a similar offering to Level C but with a more generous allocation of benefits for you and your family.

Key benefits on level B:

  • Freedom of choice when it comes to your service provider.
  • Generous Annual Routine Care Benefits (ARCB) for day-to-day expenses, including GP and specialist consultations, acute medication, X-rays, blood tests and other out-of-hospital expenses.
  • Separate chronic medicine benefits per beneficiary.
  • Access to any private hospital for all medical procedures, with in-hospital specialist consultations, visits and procedures paid at 125% of the scheme rate.
  • Preventative and wellness benefits paid from risk benefits, including flu vaccinations, pap smears, mammograms and an exercise and nutrition benefit.

For more information, please log into the TBMS member portal here.

Level A
Level A is the most comprehensive option available from TBMS offering rich benefits that ensure complete cover for you and your family.

Option A provides you with:

  • Freedom of choice when it comes to your service provider.
  • Comprehensive Annual Routine Care Benefits (ARCB) for day-to-day expenses, including GP and specialist consultations, acute medication, X-rays, blood tests and other out-of-hospital expenses.
  • Separate chronic medicine benefits per beneficiary.
  • Access to any private hospital for all medical procedures, with in-hospital specialist consultations, visits and procedures paid at 150% of the scheme rate.
  • Preventative and wellness benefits paid from risk benefits, including flu vaccinations, pap smears, mammograms and an exercise and nutrition benefit.

For more information, please log into the TBMS member portal here.

Step into the virtual healthcare consultation space

Your doctor is only a click away.

uConsult™ is an innovative virtual consultation platform accessible to both patients and healthcare providers with a smart device and internet connection. Learn more by clicking the link below.

Want to know more?

We have a helpful question guide to assist you in selecting the option that best suits your needs, right here.